Category Archives: PCI Compliance Kiosk

PCI Compliance kiosk. It means different things to people. Are your kiosks PCI compliant? EMV compliant? Is your application PA-DSS certified? Odds are against it. For PCI it’s easy to check just by going to the Validated Applications section on the PCI site. EMV introduces Level 1, Level 2 and then Level 3 certifications. Call them Mechanical, Firmware and Application. There is also a listing of devices (emvco.com).

But I don’t want to do that — Let’s list out some of Why Nots –

it costs money to do. You’ll need a QSA and that could be $75K easy.

it takes time. Figure a year or a month depending.

It is inconvenient. It’s unnecessary regulation given our environment. But it can come back to extract a heavy price in the future.

All of my transactions are so small and so many that the liability factor is low for any significant fraud rate.
Table of Contents

PCI Kiosk Definitions

PCI Level 1 Compliance — The Payment Card Industry Data Security Standard (PCI DSS) defines defines a “Level 1” merchant as one that processes at least 1 million, 2.5 million, or 6 million transactions per year, depending on which credit cards the merchant accepts. It is the highest, and most stringent, of the PCI DSS levels. Visa, Mastercard, and Discover define Level 1 merchants as those processing more than 6 million credit card transactions annually.
How to Qualify — To comply with PCI DSS, Level 1 merchants and service providers must attain a yearly Report on Compliance from a Qualified Security Assessor (QSA) or Internal Security Assessor after an onsite audit. Those in levels 2, 3, and 4 may self-assess by filling out the PCI DSS Self-Assessment Questionnaire (SAQ) that the security standards council provides.
EMV Compliance – EMV compliance means that a business has upgraded their point-of-sale equipment to feature credit card readers that support EMV technology (chip). If a customer walks into the store and is asked to insert their credit card into the slot on the machine, that store is EMV compliant. If the only option is to swipe the card via the magnetic strip on the back, the store in question probably isn’t EMV compliant.

Is the device you are using Approved by PCI Security Standards Council? Here is PTS search.

Affiliations

PCI SSC Participating Organization logoParticipating Organization PCI Security Standards Council – The PCI Security Standards Council is an open global forum that is responsible for the ongoing development, enhancement, dissemination, and implementation of security standards for payment cardholder account data. The PCI Security Standards Council’s mission is to enhance payment account data security by driving education and awareness of the PCI Security Standards, which include the Data Security Standard (DSS), Payment Application Data Security Standard (PA-DSS), and PIN-Entry Device (PED) Requirements.